Do you plan to refinance your house to consolidate debt and save some money? Lots of people are looking into that option nowadays. The credit crunch has made us tighten the belt slightly. We’re attempting to save as much as possible and are seeking alternatives to save cash. You might be one of the numerous people with very poor credit. You might be wondering how bad credit may impact your refinancing choices. Also with the interest rates being so high right now there may be much better ways to consolidate debt that to refinance with a long term high interest loan.…